Flexiti Financing

Live now, pay later™ Shop with the FlexitiCard®

Get instantly approved for 0% financing.* We’ve partnered with Flexiti to help turn your big purchases into small payments. Apply today and get approved for 0% financing in minutes*.

ONLINE STEPS TO FLEXITI FINANCING:

Select an item(s) and put them in the shopping cart.

Complete all the purchase shipping details.

Proceed to CHECKOUT.Select FLEXITI as a payment option.

Ensure Billing and Shipping Address is the same. 

How it Works

1.

Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase*.

2.

We know it’s good to have options. Pick the financing plan and term that suits your budget.

3.

Use your FlexitiCard again and again, without reapplying! Shop at thousands of retail locations within the Flexiti Network™.

The Flexiti Network

The FlexitiCard is accepted at thousands of Canadian retail locations, in-store and online! Shop for electronics, furniture, appliances, jewellery, fitness equipment, auto parts and more.

FAQs

How do I apply for Flexiti?

Click ‘Apply now’ to access Flexiti’s quick and easy online application. It only takes minutes to complete!

How do I pay with Flexiti?
How do I manage my account?
How do I make payments?
How do I contact Flexiti?
Where can I use the FlexitiCard?

*O.A.C. Subject to terms of the Flexiti cardholder agreement. Available plans depend on merchant and in-store or online shopping. Minimum purchase may apply; see merchant for details. Deferred payment – no interest, no payments: no payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Equal monthly payments – no interest: no interest is payable during the promo period. Purchase is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on promo term length (not applicable for Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos may be available; varies by merchant. Regular Credit Purchase: Interest-free grace period of 21 days applies for new standard revolving purchases that appear on an account statement for the first time if the balance is paid in full by the payment due date. Promos and terms may be changed without notice. *Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, Flexiti Wave Card, flexible way to pay, Simply Secure, live now, pay later, Flexiti Network and the Flexiti design are trademarks of Flexiti Financial Inc. **O.A.C. On your Flexiti Wave Card. Minimum purchase may apply depending on merchant. Purchase amount is to be paid in 36 equal monthly payments of principal and interest at 29.99%, plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Any balance at the end of the promo period bears interest at the Account AIR. Account AIR is 39.99% (35% for Quebec residents) or as advised upon account approval and on your monthly statement. Admin fee of $150 applies and will be financed with each purchase (excluding Quebec residents). Annual fee of $99.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Promos and terms may be changed without notice.